jenis tolakan kliring dan istilah dalam kliring

<div style="line-height: 150%; margin-bottom: 6.0pt; margin-left: 120.95pt; margin-right: 0in; margin-top: 6.0pt; text-align: justify;"> <span style="font-family: Arial, sans-serif; font-size: 11pt; line-height: 150%;">Skema Kliring Keluar dan Kliring Masuk dapat digambarkan sbb : </span></div> <div class="separator" style="clear: both; text-align: center;"> <a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgNsHLAEXoB80xWB9cAMvYzx7S7XazMrMlj-aUO4fdoE1j02YGvUFyRWXtuTG-zi-dSlz4upU9QL3KW7Ze2-eYVhc0s2V8wRle48bVpsSZ4C-42daZZDpQt5oz-3ZopWBrZJ9l5mgqV/s1600/kliring.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="228" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgNsHLAEXoB80xWB9cAMvYzx7S7XazMrMlj-aUO4fdoE1j02YGvUFyRWXtuTG-zi-dSlz4upU9QL3KW7Ze2-eYVhc0s2V8wRle48bVpsSZ4C-42daZZDpQt5oz-3ZopWBrZJ9l5mgqV/s320/kliring.png" width="320" /></a></div> <div style="line-height: 150%; margin-bottom: 6.0pt; margin-left: 115.95pt; margin-right: 0in; margin-top: 6.0pt; mso-list: l0 level2 lfo3; tab-stops: list .4in; text-align: justify; text-indent: -28.9pt;"> <!--[if !supportLists]--><b><span lang="SV" style="font-family: "Arial","sans-serif"; mso-ansi-language: SV; mso-fareast-font-family: Arial;">1.3<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; font-weight: normal; line-height: normal;">      </span></span></b><!--[endif]--><b><span lang="SV" style="font-family: "Arial","sans-serif"; mso-ansi-language: SV;">Mutasi Kliring<o:p></o:p></span></b></div> <div style="line-height: 150%; margin-bottom: 6.0pt; margin-left: 115.5pt; margin-right: 0in; margin-top: 6.0pt; tab-stops: 115.5pt; text-align: justify;"> <span lang="SV" style="font-family: "Arial","sans-serif"; font-size: 11.0pt; line-height: 150%; mso-ansi-language: SV;">Berdasarkan perhitungan jenis warkat kliring dibedakan menjadi dua mutasi yaitu :<o:p></o:p></span></div> <div style="line-height: 150%; margin-bottom: 6.0pt; margin-left: 115.5pt; margin-right: 0in; margin-top: 6.0pt; tab-stops: 115.5pt; text-align: justify;"> <u><span style="font-family: "Arial","sans-serif"; font-size: 11.0pt; line-height: 150%;">Mutasi Kredit</span></u><b><span style="font-family: "Arial","sans-serif"; font-size: 11.0pt; line-height: 150%;"> </span></b><span style="font-family: "Arial","sans-serif"; font-size: 11.0pt; line-height: 150%;">dihitung dari :<o:p></o:p></span></div> <div style="line-height: 150%; margin-bottom: 6.0pt; margin-left: 137.5pt; margin-right: 0in; margin-top: 6.0pt; mso-list: l2 level1 lfo1; tab-stops: list .75in left 137.5pt; text-align: justify; text-indent: -22.0pt;"> <!--[if !supportLists]--><span style="font-family: Symbol; font-size: 10.0pt; line-height: 150%; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal;">            </span></span><!--[endif]--><span style="font-family: "Arial","sans-serif"; font-size: 11.0pt; line-height: 150%;">Cek bank lain yang diserahkan ke bank lain<o:p></o:p></span></div> <div style="line-height: 150%; margin-bottom: 6.0pt; margin-left: 1.3in; margin-right: 0in; margin-top: 6.0pt; mso-list: l2 level1 lfo1; tab-stops: list 137.5pt; text-align: justify; text-indent: 21.9pt;"> <!--[if !supportLists]--><span style="font-family: Symbol; font-size: 10.0pt; line-height: 150%; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal;">            </span></span><!--[endif]--><span style="font-family: "Arial","sans-serif"; font-size: 11.0pt; line-height: 150%;">Bilyet Giro bank lain yang diserahkan ke bank lain<o:p></o:p></span></div> <div style="line-height: 150%; margin-bottom: 6.0pt; margin-left: 137.5pt; margin-right: 0in; margin-top: 6.0pt; mso-list: l2 level1 lfo1; text-align: justify; text-indent: -22.0pt;"> <!--[if !supportLists]--><span style="font-family: Symbol; font-size: 10.0pt; line-height: 150%; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal;">            </span></span><!--[endif]--><span style="font-family: "Arial","sans-serif"; font-size: 11.0pt; line-height: 150%;">Surat Pemberitahuan Kiriman Uang /<st1:place w:st="on"><st1:city w:st="on">Wesel</st1:city></st1:place> milik bank lain<o:p></o:p></span></div> <div style="line-height: 150%; margin-bottom: 6.0pt; margin-left: 137.5pt; margin-right: 0in; margin-top: 6.0pt; mso-list: l2 level1 lfo1; tab-stops: list 137.5pt; text-align: justify; text-indent: -22.0pt;"> <!--[if !supportLists]--><span lang="SV" style="font-family: Symbol; font-size: 10.0pt; line-height: 150%; mso-ansi-language: SV; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal;">            </span></span><!--[endif]--><span lang="SV" style="font-family: "Arial","sans-serif"; font-size: 11.0pt; line-height: 150%; mso-ansi-language: SV;">Kredit Nota ( DKE ) dari bank lain<o:p></o:p></span></div> <div style="line-height: 150%; margin-bottom: 6.0pt; margin-left: 137.5pt; margin-right: 0in; margin-top: 6.0pt; mso-list: l2 level1 lfo1; tab-stops: list 137.5pt; text-align: justify; text-indent: -22.0pt;"> <!--[if !supportLists]--><span style="font-family: Symbol; font-size: 10.0pt; line-height: 150%; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal;">            </span></span><!--[endif]--><span style="font-family: "Arial","sans-serif"; font-size: 11.0pt; line-height: 150%;">Nota Debet ke bank lain<o:p></o:p></span></div> <div style="line-height: 150%; margin-bottom: 6.0pt; margin-left: 1.3in; margin-right: 0in; margin-top: 6.0pt; text-align: justify; text-indent: 16.4pt;"> <u><span style="font-family: "Arial","sans-serif"; font-size: 11.0pt; line-height: 150%;">Mutasi Debet</span></u><span style="font-family: "Arial","sans-serif"; font-size: 11.0pt; line-height: 150%;"> dihitung dari :<o:p></o:p></span></div> <div style="line-height: 150%; margin-bottom: 6.0pt; margin-left: 137.5pt; margin-right: 0in; margin-top: 6.0pt; mso-list: l1 level1 lfo2; tab-stops: list .75in left 137.5pt; text-align: justify; text-indent: -22.0pt;"> <!--[if !supportLists]--><span style="font-family: Symbol; font-size: 10.0pt; line-height: 150%; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal;">            </span></span><!--[endif]--><span style="font-family: "Arial","sans-serif"; font-size: 11.0pt; line-height: 150%;">Cek bank sendiri<o:p></o:p></span></div> <div style="line-height: 150%; margin-bottom: 6.0pt; margin-left: 137.5pt; margin-right: 0in; margin-top: 6.0pt; mso-list: l1 level1 lfo2; tab-stops: 115.5pt; text-align: justify; text-indent: -22.0pt;"> <!--[if !supportLists]--><span style="font-family: Symbol; font-size: 10.0pt; line-height: 150%; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal;">            </span></span><!--[endif]--><span style="font-family: "Arial","sans-serif"; font-size: 11.0pt; line-height: 150%;">Bilyet Giro bank sendiri<o:p></o:p></span></div> <div style="line-height: 150%; margin-bottom: 6.0pt; margin-left: 1.3in; margin-right: 0in; margin-top: 6.0pt; mso-list: l1 level1 lfo2; tab-stops: list 137.5pt; text-align: justify; text-indent: 21.9pt;"> <!--[if !supportLists]--><span style="font-family: Symbol; font-size: 10.0pt; line-height: 150%; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal;">            </span></span><!--[endif]--><span style="font-family: "Arial","sans-serif"; font-size: 11.0pt; line-height: 150%;">Kredit Nota ( DKE ) ke bank lain<o:p></o:p></span></div> <div style="line-height: 150%; margin-bottom: 6.0pt; margin-left: 1.3in; margin-right: 0in; margin-top: 6.0pt; mso-list: l1 level1 lfo2; tab-stops: list 137.5pt; text-align: justify; text-indent: 21.9pt;"> <!--[if !supportLists]--><span style="font-family: Symbol; font-size: 10.0pt; line-height: 150%; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal;">            </span></span><!--[endif]--><span style="font-family: "Arial","sans-serif"; font-size: 11.0pt; line-height: 150%;">Surat Pemberitahuan Kiriman Uang /<st1:place w:st="on"><st1:city w:st="on">Wesel</st1:city></st1:place> bank sendiri<o:p></o:p></span></div> <div style="line-height: 150%; margin-bottom: 6.0pt; margin-left: 137.5pt; margin-right: 0in; margin-top: 6.0pt; mso-list: l1 level1 lfo2; text-align: justify; text-indent: -22.0pt;"> <!--[if !supportLists]--><span style="font-family: Symbol; font-size: 10.0pt; line-height: 150%; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal;">            </span></span><!--[endif]--><span style="font-family: "Arial","sans-serif"; font-size: 11.0pt; line-height: 150%;">Nota Debet dari bank lain<o:p></o:p></span></div> <div style="line-height: 150%; margin-bottom: 6.0pt; margin-left: 115.5pt; margin-right: 0in; margin-top: 6.0pt; text-align: justify;"> <br /></div> <div style="line-height: 150%; margin-bottom: 6.0pt; margin-left: 120.95pt; margin-right: 0in; margin-top: 6.0pt; text-align: justify;"> <span lang="IN" style="font-family: "Arial","sans-serif"; font-size: 11.0pt; line-height: 115%; mso-ansi-language: IN; mso-bidi-language: AR-SA; mso-fareast-font-family: Calibri; mso-fareast-language: EN-US;">Perhitungan Mutasi Debet dan Mutasi Kredit dapat digambarkan dalam bagan sbb :</span></div> <div style="line-height: 150%; margin-bottom: 6.0pt; margin-left: 120.95pt; margin-right: 0in; margin-top: 6.0pt; text-align: justify;"> <br /></div> <div class="separator" style="clear: both; text-align: center;"> <a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh5YuqNG3QkShMq30xaD_TMxwtuJGmiIw7MorWVmLrvN44HoNIpQ8yHa6cA-V2dP6Q8fNBzJ_P9joyZpMfnkNb1BIWutR6ybHrG0Ez-eAe7qz6rZpyZCcaA2CAjfRNJBE85avL8g064/s1600/kliring2.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="222" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh5YuqNG3QkShMq30xaD_TMxwtuJGmiIw7MorWVmLrvN44HoNIpQ8yHa6cA-V2dP6Q8fNBzJ_P9joyZpMfnkNb1BIWutR6ybHrG0Ez-eAe7qz6rZpyZCcaA2CAjfRNJBE85avL8g064/s320/kliring2.png" width="320" /></a></div> <div style="line-height: 150%; margin-bottom: 6.0pt; margin-left: 120.95pt; margin-right: 0in; margin-top: 6.0pt; text-align: justify;"> <span lang="IN" style="font-family: "Arial","sans-serif"; font-size: 11.0pt; line-height: 115%; mso-ansi-language: IN; mso-bidi-language: AR-SA; mso-fareast-font-family: Calibri; mso-fareast-language: EN-US;"><br /></span></div> <div style="line-height: 150%; margin-bottom: 6.0pt; margin-left: 115.95pt; margin-right: 0in; margin-top: 6.0pt; mso-list: l1 level2 lfo3; tab-stops: list .4in; text-align: justify; text-indent: -28.9pt;"> <!--[if !supportLists]--><b><span lang="IN" style="font-family: "Arial","sans-serif"; mso-ansi-language: IN; mso-fareast-font-family: Arial;">1.4<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; font-weight: normal; line-height: normal;">      </span></span></b><!--[endif]--><b><span lang="IN" style="font-family: "Arial","sans-serif"; mso-ansi-language: IN;">Menang Kliring dan Kalah Kliring<o:p></o:p></span></b></div> <div style="line-height: 150%; margin-bottom: 6.0pt; margin-left: 121.0pt; margin-right: 0in; margin-top: 6.0pt; text-align: justify;"> <u><span lang="SV" style="font-family: "Arial","sans-serif"; font-size: 11.0pt; line-height: 150%; mso-ansi-language: SV;">Menang Kliring</span></u><span lang="SV" style="font-family: "Arial","sans-serif"; font-size: 11.0pt; line-height: 150%; mso-ansi-language: SV;"> adalah jumlah mutasi kredit lebih besar dari pada jumlah mutasi debet. Dalam hal ini saldo bank di BI akan bertambah<o:p></o:p></span></div> <div style="line-height: 150%; margin-bottom: 6.0pt; margin-left: 121.0pt; margin-right: 0in; margin-top: 6.0pt; text-align: justify;"> <u><span lang="SV" style="font-family: "Arial","sans-serif"; font-size: 11.0pt; line-height: 150%; mso-ansi-language: SV;">Kalah Kliring</span></u><b><span lang="SV" style="font-family: "Arial","sans-serif"; font-size: 11.0pt; line-height: 150%; mso-ansi-language: SV;"> </span></b><span lang="SV" style="font-family: "Arial","sans-serif"; font-size: 11.0pt; line-height: 150%; mso-ansi-language: SV;">adalah <u>J</u>umlah mutasi debet lebih besar dari pada jumlah mutasi kredit. Dalam hal ini saldo bank di BI akan berkurang<u> <o:p></o:p></u></span></div> <div style="line-height: 150%; margin-bottom: 6.0pt; margin-left: 115.95pt; margin-right: 0in; margin-top: 6.0pt; mso-list: l1 level4 lfo3; tab-stops: list .6in; text-align: justify; text-indent: -28.9pt;"> <!--[if !supportLists]--><b><span lang="SV" style="font-family: "Arial","sans-serif"; mso-ansi-language: SV; mso-fareast-font-family: Arial;">1.5<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; font-weight: normal; line-height: normal;">      </span></span></b><!--[endif]--><b><span lang="SV" style="font-family: "Arial","sans-serif"; mso-ansi-language: SV;">Kliring Penerimaan dan Kliring Pengembalian <u><o:p></o:p></u></span></b></div> <div style="line-height: 150%; margin-bottom: 6.0pt; margin-left: 121.0pt; margin-right: 0in; margin-top: 6.0pt; tab-stops: 121.0pt; text-align: justify;"> <span lang="SV" style="font-family: "Arial","sans-serif"; font-size: 11.0pt; line-height: 150%; mso-ansi-language: SV;">Berdasarkan waktunya penyelenggaraan kliring dibagi menjadi dua tahap <o:p></o:p></span></div> <div style="line-height: 150%; margin-bottom: 6.0pt; margin-left: 143.0pt; margin-right: 0in; margin-top: 6.0pt; mso-list: l3 level1 lfo1; tab-stops: list 143.0pt; text-align: justify; text-indent: -22.0pt;"> <!--[if !supportLists]--><span style="font-family: "Arial","sans-serif"; font-size: 11.0pt; line-height: 150%; mso-fareast-font-family: Arial;">1.<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal;">      </span></span><!--[endif]--><span style="font-family: "Arial","sans-serif"; font-size: 11.0pt; line-height: 150%;">Kliring Penerimaan (Kliring I)<b> </b>adalah proses penyerahan/ penerimaan Warkat Kredit dan warkat Debet<o:p></o:p></span></div> <div style="line-height: 150%; margin-bottom: 6.0pt; margin-left: 143.0pt; margin-right: 0in; margin-top: 6.0pt; mso-list: l0 level1 lfo2; tab-stops: 45.0pt list 143.0pt; text-align: justify; text-indent: -22.0pt;"> <!--[if !supportLists]--><span style="font-family: "Arial","sans-serif"; font-size: 11.0pt; line-height: 150%; mso-fareast-font-family: Arial;">2.<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal;">      </span></span><!--[endif]--><span style="font-family: "Arial","sans-serif"; font-size: 11.0pt; line-height: 150%;">Kliring Pengembalian (Kliring II) adalah proses tolakan (pengembalian) Warkat Debet.<o:p></o:p></span></div> <div style="line-height: 150%; margin-bottom: 6.0pt; margin-left: 115.95pt; margin-right: 0in; margin-top: 6.0pt; mso-list: l2 level2 lfo4; tab-stops: list .4in left .75in; text-align: justify; text-indent: -28.9pt;"> <!--[if !supportLists]--><b><span style="font-family: "Arial","sans-serif"; mso-fareast-font-family: Arial;">1.6<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; font-weight: normal; line-height: normal;">      </span></span></b><!--[endif]--><b><span lang="IN" style="font-family: "Arial","sans-serif"; mso-ansi-language: IN;">T</span></b><b><span style="font-family: "Arial","sans-serif";">olakan Kliring<o:p></o:p></span></b></div> <div style="line-height: 150%; margin-bottom: 6.0pt; margin-left: 121.0pt; margin-right: 0in; margin-top: 6.0pt; text-align: justify;"> <span lang="SV" style="font-family: "Arial","sans-serif"; font-size: 11.0pt; line-height: 150%; mso-ansi-language: SV;">Berdasarkan warkat yang dikembalikan, tolakan kliring dibedakan sbb :<o:p></o:p></span></div> <div style="line-height: 150%; margin-bottom: 6.0pt; margin-left: 121.0pt; margin-right: 0in; margin-top: 6.0pt; text-align: justify;"> <u><span lang="SV" style="font-family: "Arial","sans-serif"; font-size: 11.0pt; line-height: 150%; mso-ansi-language: SV;">Tolakan Kliring Keluar</span></u><span lang="SV" style="font-family: "Arial","sans-serif"; font-size: 11.0pt; line-height: 150%; mso-ansi-language: SV;"> adalah Cek / BG kliring masuk yang ditolak pembayarannya dan dikembalikan ke bank lain melalui BI<o:p></o:p></span></div> <div style="line-height: 150%; margin-bottom: 6.0pt; margin-left: 121.0pt; margin-right: 0in; margin-top: 6.0pt; tab-stops: .5in; text-align: justify;"> <u><span lang="SV" style="font-family: "Arial","sans-serif"; font-size: 11.0pt; line-height: 150%; mso-ansi-language: SV;">Tolakan Kliring Masuk</span></u><span lang="SV" style="font-family: "Arial","sans-serif"; font-size: 11.0pt; line-height: 150%; mso-ansi-language: SV;"> adalah Cek / BG kliring keluar yang ditolak pembayarannya oleh bank lain dan dikembalikan melalui BI</span><span lang="IN" style="font-family: "Arial","sans-serif"; font-size: 11.0pt; line-height: 150%; mso-ansi-language: IN;">.</span></div>

Skema Kliring Keluar dan Kliring Masuk dapat digambarkan sbb :  1.3       Mutasi Kliring Berdasarkan perhitungan jenis warkat kliring... Read More »